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Commercial Lines

Ramsgate/PUM has access to a wide range of competitive, secure markets. We place all risk for all types of corporate and industrial organizations with non-admitted markets rated "A" or better. Learn More...

Personal Lines

When standard markets decline risks, as other insurers abruptly come and go from these lines, Personal Lines insurance delivers. We consistently bring to market competitively priced solutions for unusual mid to high-value or high-risk personal lines exposures. Learn More...

Professional Liability

As a leading wholesaler, Ramsgate/PUM's underwriting expertise and capabilities make us your single source for coverages designed to respond to the diverse needs of professionals worldwide who may face liability as a result of their performance or failure to perform professional services. Learn More...

Commercial Umbrella

Commercial Umbrella liability insurance is an important source of protection that supplements the limits of an insured's underlying policies such as general liability, automobile liability, and employers liability.
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Inland Marine

Covered segments include contractors, data processing operators, trucking operators, manufacturers, mining, agriculture, financial institutions and wholesale/distribution and retail/service businesses. Learn More...

Medical Malpractice

As a leading wholesaler, Ramsgate/PUM's capabilities make us your single source for coverage’s designed to respond to the diverse needs of professionals who may face liability as a result of their performance or failure to perform professional services. Learn More...

Environmental

Ramsgate/PUM has access to several markets with multiple products which provide comprehensive coverage for the insured’s environmental needs. Learn More...

Energy - Oil & Gas

Designed for small and middle market energy operations in the United States, including Oil & Gas. Learn More...

Aviation

In a marketplace where business today is often dominated by the larger brokers, our philosophy is to identify those areas which require a more specialized approach in order to obtain the most competitive terms and broadest possible cover for our clients. Learn More...

Ocean Marine

Our background has equipped us with an understanding of the risks associated with the industry and we are thus well placed to provide effective insurance solutions to the requirements of those companies active in the import/export trade.
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